Savings Bank Account

The facility of Savings Bank Account is meant for cultivating the habit of saving by the individuals for their future needs. The transactions in the Saving Bank Account should be of non-business and non commercial nature.

Eligibility

Individuals (singly or jointly), Professionals in their individual names, Clubs, Associations, Charitable trusts, Religions Institutions, Government bodies (established under specific Acts) can are eligible to open the Savings Bank Account.

Rate of Interest
3.5% p.a. fixed by RBI
Nomination facility
Available
Cheque Book facility
Available
Standing Instructions
Executed
Basic Saving Bank Deposit Account

With an intention to bring the poor, students, small & marginal farmers, households, rural artisans etc., to the Banking fold and also to enable them to have access to the Banking facilities, Basic Savings Bank Deposit Account (BSBD) a/cs (earlier known as No-Frill a/c) are being opened. This account comes with very low minimum balances as well as low/ nil charges, to cater to the needs of individuals from the vast sections of population who are, otherwise, not fulfilling certain conditions of our existing Savings Bank account requirements.

Eligibility
Rate of Interest
As applicable to Savings Bank account, i.e. 3.5% p.a. Interest amount will be credited at half yearly intervals i.e. at the end of August and February, calculated on daily product basis.
Nomination facility
Available
Minimum balance
₹ 0.00
Maximum balance/ amount
₹ 50,000.00, If the balance exceeds ₹ 50,000.00, normal SB rules & levy of charges will be applicable
Important Information
If there is no transaction by the account holder in the account continuously for 24 (twenty four) months, the account will be classified as a “dormant/in-operative account’, whereupon further debit transactions are not permitted in the ordinary course. A request for activation of the account has to be made by the customer by submitting latest proof of address.
Standing Instructions must be communicated to the Bank in writing. Otherwise, it shall not be binding on the Bank to comply with such instructions.
At the request of the account holder, the account will be transferred from one branch to another branch in our Bank without levying any charges.

Reach Us

    LANGPI DEHANGI RURAL BANK
    HEAD OFFICE :: DIPHU
    KARBI ANGLONG
    ASSAM-782460
    E-MAIL : ldrbank@rediffmail.com
ATM TOLL FREE NO

1800-3000-0620

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