Home Loan
Purpose

Loans may be granted to individuals for the following purposes.

Purchase or construction of a new house /flat.
Purchase an existing house/flat or extend an existing house.
Repair /renovate an existing house/flat.
Purchase a plot of land for the purpose of construction of a house.
Eligibility
Individual /s over 21 years & up to 60 years of age with a steady source of income are eligible for availing loans under the Scheme.
Loan Amount
Maximum ₹ 10 lakhs calculated @48 times of Gross monthly salary, subject to take home salary being not less than 50% of gross salary.
Repayment Period
Maximum 180 months in equated monthly installments.
Moratorium
NIL
Security
Equitable Mortgage of property including construction erected over the plot and third party guarantee.
Processing Fee
1.00% of loan amount + GST.

Reach Us

    LANGPI DEHANGI RURAL BANK
    HEAD OFFICE :: DIPHU
    KARBI ANGLONG
    ASSAM-782460
    E-MAIL : ldrbank@rediffmail.com
ATM TOLL FREE NO

1800-3000-0620

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