Service Charge and Fees
Issue of MICR Cheque
1
Saving Bank Account
 

25 Cheque leaves Free per year thereafter, ₹ 3.50+ GST (Per leaf)

2
Current Account
 

50 Cheque leaves Free per year thereafter, ₹ 3.50+ GST (Per leaf)

Issue of inter Office Instrument (Demand Drafts/Bankers’ Cheque/Multicity Cheque) for all customers
3
Upto ₹ 5,000/-

₹ 21.19 + GST.

4
Above ₹ 5,000/- upto ₹ 10,000/-

₹ 42.37+ GST.

5
Above ₹ 10,000/- upto ₹ 1,00,000/-

₹ 4.24 + GST per ₹ 1000/- (Min ₹ 50.84 + GST).

6
Revalidation/cancellation & Issuance of Duplicate IOI (Draft/Bankers’cheque/Multicity Cheque) per instance

₹ 200/- + GST
 
 
 

7
Above ₹ 1,00,000/-
 

₹ 4.24 + GST per ₹ 1000/- (Min ₹ 508.47 + GST). Max. ₹ 1694.92 + GST.

Account keeping Charges per annum
8
Current Account-SME/PB
Cash Credit/OverdraftLimit exceeding ₹ 25,000/-

₹ 550/- + GST
 
 

9
Reimbursement current Account

NIL

Standing Instruction (S.I)
10
Setting of Standing Instruction (One Time)

₹ 50/- + GST
 

11
Failed S.I (In Loan Account)

₹ 250/- + GST

Stop Payment Instruction
12
SB Account & CA/CC
 

₹ 100/- + GST per instrument maximum
₹ 100/- + GST per instance

Issue of Duplicate Passbook (For all Accounts)
13
First Passbook/Continuation of Passbook

NIL
 

14
Duplicate Passbook(for all segment)
 

₹ 100/- + GST for issue of duplicate passbook. ₹ 50/- +GST per page (40 entries)

15
Balance Certificate per instance for all segment

₹ 150/- + GST
 

16
Duplicate issue of STDR/TDR/FD

₹ 100/- + GST

17
Balance Inquiry

NIL

NEFT Charges (Transaction at Branches/CBS)
18
Upto ₹ 10,000/-

₹ 2.50/- + GST

19
Above ₹ 10,000/- & upto ₹ 1.00 lac

₹ 5/- + GST

20
Above ₹ 1.00 lac & upto ₹ 2.00 lac

₹ 15/- + GST

21
Above ₹ 2.00 lac

₹ 25/- + GST

NEFT Charges (Through Mobile Banking)
22
Upto ₹ 15,000/-

₹ 2/- + GST

RTGS Charges (Transaction at Branches/CBS)
23
₹ 2.00 lac to &₹ 5.00 lac

₹ 25/- + GST

24
Above ₹ 5.00 lac

₹ 50/- + GST

IMPS charges (Transaction at Branches/CBS)
25
Upto ₹ 50,000/-

₹ 6/- + GST

IMPS charges (Through Mobile Banking)
26
Upto ₹ 15,000/-

₹ 5/- + GST

Collection of Outstanding Cheques (Inclusive of postage and out of pocket expenses)
27
Upto ₹ 10,000/-

₹ 50/- + GST

28
Above ₹ 10,000/- & upto ₹ 1.00 lac

₹ 100/- + GST

29
Above ₹ 1.00 lac

₹ 200/- + GST

Cheque/Bill deposited with us returned unpaid by others (Local/Outstation)
30
Cheque/bill upto ₹ 1.00 lac

₹ 150/- + GST

31
Cheque/bill above ₹ 1.00 lac

₹ 250/- + GST

Cheque Returned Charges for cheques drawn on us (For insufficient funds only)
32
For all customers

₹ 500/- + GST, irrespective of the amount

33
Cheque returned charges for cheques drawn on us (for technical reasons) for all customers.( Not to be charged where customer is not at fault as per RBI guideline)

₹ 150/- + GST
 
 
 
 

Processing Charges (Other than Agriculture & SME)
34
3 Wheeler & 4 wheeler

1% of loan amount + GST

35
2 Wheeler (other than Bullet)

1% of loan amount + GST

36
Personal Term Loan

1% of loan amount + GST

37
Housing loan

1% of loan amount + GST

38
Gold Loan
 

₹ 6/- + GST (per Thousand) Minimum ₹ 100 + GST, Maximum ₹ 3000/- + GST

39
Bullet (2 wheeler)

1.5% of loan amount + GST

40
Loan against STDR/LIC/NSC etc

NIL

Processing Charges (Agriculture & SME)
41
Upto ₹ 25,000/-

NIL

42
Above ₹ 25,000 & upto ₹ 2.00 lac

₹ 636/- + GST

43
Above ₹ 2.00 lac

₹ 424/- + GST (per lakh & part there-off)

Inspection charges per Annum (Agriculture & SME)
44
Upto ₹ 25,000/-

NIL

45
Above ₹ 25,000 & upto ₹ 2.00 lac

₹ 636/- + GST

46
Above ₹ 2.00 lac
 

₹ 424/- + GST, per lakh & part there-off (For outstanding inspection actual charge)

Yearly Renewal Fees of cash Credit (Other than KCC)
47
Upto ₹ 25,000/-

NIL

48
Above ₹ 25,000 & upto ₹ 2.00 lac

₹ 636/- + GST

49
Above ₹ 2.00 lac
 

₹ 424/- + GST, per lakh & part there-off) For outstanding inspection actual charge

SMS Alerts
50
Recurring Charge per quarter

₹ 15/- + GST

National Automated Clearing House (NACH) Mandate (Including ‘E mandate)
51
One time Mandate Authorization charges per mandate

₹ 50/- + GST
 

52
Failed Mandate

₹ 250/- + GST

Allowing operation through power of Attorney / Mandate
53
For Individual

₹ 500/- + GST

54
For Non-Individual

₹ 1000/- + GST

Reach Us

    LANGPI DEHANGI RURAL BANK
    HEAD OFFICE :: DIPHU
    KARBI ANGLONG
    ASSAM-782460
    E-MAIL : ldrbank@rediffmail.com
ATM TOLL FREE NO

1800-3000-0620

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